I. Retail Services:

1. Credit and Loans to Corporate Customers:

• Small- and medium sized enterprises (SME) in rural areas, on- and off farm businesses
• Agro processing companies
• Co-operatives
• Import-Export Companies
• Trading and Service Companies

2. Agent for Commercial Banks and Apex Institutions

• Credit channel to MFOs and CUs for special target group oriented refinance (i.e. group lending etc.)
• Application agency, contracting agent
• Mediation and consulting for customers
• Microfinance Deposit Fund
• Insurance Services
• Training and Management Consulting

II. Apex Services:

1. Donor Platform for the Microfinance Sector

• Meso level development with apex organisations and apex services (i.e. Audit, IT development, M&E, institution building, liquidity management, management and staff training, rating)
• MFO sector coordination together with NBKR and apex institutions / associations
• Organisation of donor coordination meetings and workshops
• Organisation and mediation of international co operations for the industry

2. Agent for Supply- and Service Companies

• IT-Development
• Office Organisation
• Input Supply Services
• Product Marketing